Bitcoin, the digital currency conceived in 2009 by the mysterious Satoshi Nakamoto, is a financial phenomenon. Despite the volatility of global markets, it has demonstrated remarkable resilience.
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When it comes to managing spend in a business, the budgeting process can set a high level of accountability. This drives headcount forecasts, subscription-based spend, and key projects throughout the year.
With the emergence of embedded finance and digital payment solutions, a lot of businesses are experiencing fundamental shifts leading them to become, to some extent, a fintech.
The difference between securing the investment and losing interest often hinges on how effective startups are at conveying their vision and value proposition, so creating a compelling pitch deck has never been more important.
Every business has taken on the responsibility to speed up the process of collecting customer payments without compromising security. It is another way to stay competitive in a business environment with decreasing margins and substantial competition.
Now, there are opportunities to access accounting software that simplifies the process. This is especially crucial since tax regulations have gone digital, requiring all financial reports, including tax returns, to be submitted online.
From the humble kitchen table offices to the dynamic innovation hubs scattered across the UK, venture capitalists and angel investors have wholeheartedly recognised the nation's immense potential in spearheading advancements in the tech sector.
Venture capitalists are renowned for their unwavering focus on financial returns when assessing investment opportunities. However, the influence of design in their decision-making process should not be underestimated.
Besides the obvious benefit of developing new and improved offerings, Research and Development (R&D) should be part of any company’s growth strategy as it leads to more innovative products, improved risk management and tax incentives among other benefits.
By increasing awareness that SEIS adds to the investment landscape and preparing effectively, early-stage founders can maximise their chances of raising capital and accelerating growth.
Investors increasingly turn to alternative investments to broaden their portfolios and achieve potentially higher returns. These investments are assets outside the traditional stocks and bonds, such as real estate, private equity, and precious metals. They offer the potential for greater returns and reduced correlation to standard investments.
With operational costs high and banks’ lending appetite in decline, SMEs are increasingly considering alternative sources of funding. This is where non-bank lenders can play a strong role.
As we move further into 2023, it’s important to take stock of the current state of the private equity market and consider the insights and perspectives of industry experts.
For many businesses this meant initially reigning in any necessary costs, reducing investment in anything deemed as a ‘nice to have’ and focusing on keeping the lights on. However, despite not being out of the woods in terms of economic challenges, this year many SMEs have their eyes on growth.
The potential to generate returns in excess of those available in the public markets and fixed income sees continued investment be deployed into the best and brightest private businesses, but with more rigour and at lower valuations than previous years.
How do I find investors for my business? It’s a question in every founder’s head when they start to seek business capital. But the process to find an investor isn’t an easy one. Even if you’re willing to put in the work to seek business capital, you first need to carefully consider whether you need it or not. Because funding comes with strings.
Though the economic uncertainty will prove tough for businesses, especially SMEs, this is also the best time for leaders to re-evaluate finances and make necessary actions to recession-proof their companies.